Finance

You’ve made a budget, done some initial saving, and now you finally have some savings to invest for retirement. What should you invest in, and how do you go about that?

We retired early (the first time) in 2014 at age 33. Within two years, we were both back at work. After knowing what went wrong, we made adjustments, and I’m happy to say that we retired again in 2020 and it’s been going much better. Without further ado, here are five things we did wrong (and five we did right)...

So you’ve made a budget and now you’re starting to save. What should you do with the money?

I’ve been a fan of the Starbucks Vanilla Sweet Cream cold brew since it came out and a lover of cold brew coffee since the days before Seattle’s Best Coffee disappeared. I’m not willing to buy coffee out every day, so I learned to make cold brew at home and mix reasonable replicas of my Seattle’s Best iced mocha and...

The American Rescue Plan became law on March 11th, 2021, and I was surprised to figure out that it changes the taxable income we want to aim for in 2021 and 2022 significantly.

When we got our first real jobs, we put our paychecks into our checking account and bought everything from there. It couldn’t be easier, and I’m sure many people do the same thing. The problem was that while we didn’t spend more than we had, we also weren’t saving up anything. When we wanted to take a vacation, it wasn’t...